Identify the primary characteristic of the Cooperative Development Foundation (CDF) model of SHGs regarding its focus on membership from the following.
Show answer & explanation
Correct answer: B
Explanation
The correct answer is option 2 i.e. It includes both poor and non-poor members.
This inclusive approach is based on the belief that mixing economic groups within SHGs can enhance sustainability, build solidarity, and encourage better financial discipline. The presence of non-poor members often strengthens the group by bringing in financial stability, leadership skills, and wider social networks, while still allowing the poor to benefit from shared resources, training, and access to credit. Unlike models that target only the poor, the CDF promotes inclusivity to create robust, community-owned institutions that serve all members effectively.