Which scheme focuses on providing housing for all by 2022?
Show answer & explanation
Correct answer: A
Explanation
Correct Answer
Pradhan Mantri Awas Yojana
Explanation
The flagship social welfare program launched by the Government of India with the initial core objective of providing 'Housing for All by 2022' is the Pradhan Mantri Awas Yojana (PMAY). Launched in June 2015, the mission helps eligible beneficiaries build or upgrade sustainable pucca houses equipped with basic civic amenities like water, sanitation, and electricity.
The scheme operates through two distinct sub-divisions:
PMAY-Urban (PMAY-U): Implemented by the Ministry of Housing and Urban Affairs to address housing shortages in cities through verticals like Credit Linked Subsidy Scheme (CLSS) and Affordable Housing in Partnership.
PMAY-Gramin (PMAY-G): Implemented by the Ministry of Rural Affairs (formerly known as Indira Awas Yojana) to cater to the housing requirements of rural populations living in kutcha or dilapidated structures.
Key Points
While the original target year to construct houses for all identified eligible households was 2022 to coincide with 75 years of Indian Independence, the operational timelines for PMAY-U and PMAY-G were subsequently extended by the Union Cabinet to ensure the saturation and completion of all sanctioned houses. Beneficiary identification for rural regions under PMAY-G is rigorously executed based on housing deprivation parameters specified within the Socio-Economic and Caste Census (SECC) data verified by local Gram Sabhas.
Important Questions and Answers
Question: Which central ministry handles the execution and urban monitoring of the Pradhan Mantri Awas Yojana - Urban (PMAY-U)?
Answer: Ministry of Housing and Urban Affairs (MoHUA).
Question: What is the specific name of the sub-scheme under PMAY that assists eligible rural families living in kutcha houses?
Answer: Pradhan Mantri Awas Yojana - Gramin (PMAY-G).