SSC Selection Post 2025 PYQ — Question 10

Correct Answer: Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)

Explanation

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is a central sector scheme launched by the Government of India to provide income support to all landholding farmers' families. The primary objective is to supplement the financial needs of small and marginal farmers in procuring various inputs to ensure proper crop health and appropriate yields, commensurate with the anticipated farm income at the end of the crop cycle. Under the scheme, an amount of ₹6,000 per year is transferred in three equal installments directly into the bank accounts of the farmers.

Key Points

• PM-KISAN provides direct benefit transfer (DBT) to eligible farmer families across the country.
• The scheme was launched in 2019 to provide a financial cushion to farmers, specifically helping small and marginal farmers who are most vulnerable to economic shocks.
• The transfer is made in three installments of ₹2,000 each, distributed every four months.

Additional Facts

• Pradhan Mantri Fasal Bima Yojana provides insurance coverage for crop failure, whereas Pradhan Mantri Krishi Sinchayee Yojana focuses on expanding irrigation access and improving water-use efficiency.
• Paramparagat Krishi Vikas Yojana is an initiative to promote organic farming in India.
• PM-KISAN is one of the largest direct cash transfer schemes in the world, aiming to reduce the financial burden on the rural agrarian population.

Important Questions

Question: Which ministry is responsible for the implementation of the PM-KISAN scheme?

Answer: The Ministry of Agriculture and Farmers Welfare.

Question: What is the primary method of fund transfer in PM-KISAN?

Answer: The funds are transferred through the Direct Benefit Transfer (DBT) mode directly into the Aadhaar-linked bank accounts of the beneficiaries.