Which of the following is a housing scheme for the rural poor?
Show answer & explanation
Correct answer: C
Explanation
The correct answer is option 3 i.e. Pradhan Mantri Gramin Awaas Yojana
- Pradhan Mantri Gramin Awas Yojana, previously Indira Awas Yojana, is a social welfare programme, created by the Indian Government, to provide housing for the rural poor in India. A similar scheme for urban poor was launched in 2015 as Housing for All by 2022.
- Rural Housing Scheme started with Indira Awas Yojana (IAY) in January 1996. Its goal is the development of free houses to members of the Scheduled Castes (SC)/Scheduled Tribes (ST), Freed Bonded Labourers in rural areas and also to non-SC/ST rural poor living below the poverty line.
- Any household in which there is no literate male member above 25 years of age.
- Any household which does not have any member between the age of 15 to 59 years.
- Any family which has a disabled member is also eligible to get benefits under Pradhan Mantri Awas Gramin Yojana.
Additional detail-
| Pradhan Mantri Jan Dhan Yojana | A national savings scheme launched to ensure access to financial services, including a saving account, remittance, credit, insurance, and pension. |
| Pradhan Mantri Jeevan Jyoti Bima Yojana | This is a pure security social security insurance scheme, which is renewed every year. Under the PMJJBY policy, you get a life cover of Rs.2,00,000 in case of death of the life assured due to any reason. |
| Pradhan Mantri Kaushal Vikas Yojana | Is a skill development initiative scheme of the Government of India for recognition and standardisation of skills. |