SSC CHSL 2025 PYQ — Question 81

SSC CHSL - 30 Nov 2025 - Shift 1 • General Awareness • Q81

In 2024, women from how many states accounted for 49% of all self-monitoring female borrowers in India?

Show answer & explanation

Correct answer: B

Explanation

Status of Self-Help Groups (SHGs) and Women's Empowerment (2024) -

According to various economic and social reports for the year 2024 (such as the 'Lakhpati Didi' initiative and data from the Ministry of Rural Development), a large proportion of women involved in self-help groups (SHGs) in India are concentrated in a few select states.

Key Statistics: Nearly 49% (almost half) of the total active women's self-help groups in India belong to just five states.

These states are primarily:

Andhra Pradesh

West Bengal

Bihar

Odisha

Tamil Nadu

Reasons for high participation in these states:

Government incentives: Effective implementation of the Deendayal Antyodaya Yojana-National Rural Livelihoods Mission (DAY-NRLM) in these states.

Financial Inclusion: Bank linkages and easy access for women to credit facilities.

Awareness: Organizing women in rural areas to start micro-enterprises.

Key Facts (2024-25):

The Government of India has set a target of creating 30 million 'Lakhpati Didis', which is being achieved through these self-help groups.

Through these groups, women are playing a leading role in sectors such as agriculture, dairy, handicrafts, and drone operations (Namo Drone Didi).